Broker Check

Specialized Wealth and Tax Advisors, Inc.

Helping you achieve Financial Freedom.


Don't Buy The Hype Surprise! You’ve Got Money! 18 Years Worth of Days Bridging the Confidence Gap

The name of our company means exactly what it says.

Specialize in What?

     The Florida Bar lists 19 areas of specialty ( ). Most individual attorneys will select 2 or 3 areas which are of most interest then focus their professional efforts in those select areas. The advantage of focusing on a few areas of work is the attorney will develop a deeper understanding of the law and the nuances of practice which a generalist may not discover.

     Likewise, as a Financial Planner and Wealth Manager, we have a broad universe of types of clients with whom we could choose to work. After much consideration, we choose to work with licensed professionals. Specifically, we affirmatively chose attorneys.

     Selecting attorneys as our special interest we can also discover and develop a deeper knowledge and understanding of the issues which affect the practitioner throughout their work life. The business model for an attorney is fundamentally different from any other licensed professional. The business model of a solo/small firm is different from that of a larger firm. The compensation of an attorney on a contingency basis is different from the retainer/hourly fee model. A firm partner will have compensation and tax issues very different from the attorney shareholder. Staffing and infrastructure considerations can vary greatly by firm size and area of practice.

     The professional advisor will recognize, understand and be able to coordinate the many inter-related areas of a law practice to deliver a functioning, intentional and useful solution to the attorney as a client. This is why this firm elected to specialize to work with members of the Bar.

     The attorney approaches each case with confidence, competence and control.

     Our working approach adopts the same attributes, attitude and dedication to purpose.

     Think of us as Amicus curiae.

       WHAT DO I DO NOW?

 Make a decision not to delay another day. These decisions, actions and results affect more than just you. There is a spouse, children, parents, a business, colleagues, pets and other people who depend on you. 

 Don't worry that maybe the time is too late or even too early. Don't let the lack of current financial resources stop you. Developing financial resources is one of the purposes of a financial plan. If you don't have the knowledge, we will teach you. If you don't know what to do, we are here to help guide the way.

 The decision is up to you. Start. Begin. Take a step. Call. Send an email.

Helpful Content

A Primer on Dividends

A Primer on Dividends

A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."

Debt Stress

Debt Stress

There’s a link between debt and stress.

Your Changing Definition of Risk in Retirement

Your Changing Definition of Risk in Retirement

A change in your mindset during retirement may drive changes to your portfolio.


Alternative Investments - Going Mainstream

Alternative investments are going mainstream for accredited investors. It’s critical to sort through the complexity.

9 Facts About Social Security

There are things about Social Security that might surprise you.

Social Security: Five Facts You Need to Know

Here are five facts about Social Security that are important to keep in mind.

Eight Mistakes That Can Upend Your Retirement

There are common mistakes you can avoid when saving for retirement.

Gap Insurance for Leased Cars

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

Making Sense of U.S. Household Net Worth

A look inside the U.S. government's statistics on household net worth.

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Saving for College

This calculator can help you estimate how much you should be saving for college.

Roth 401(k) vs. Traditional 401(k)

This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

How Much Home Can I Afford?

With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

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Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

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Estate Management 101

A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate

Women and Retirement

Women must be ready to spend, on average, more years in retirement than men.

Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

The Power of Tax-Deferred Growth

Why are 401(k) plans, annuities, and IRAs so popular?

Saving for College 101

Here’s a crash course on saving for college.

The Cycle of Investing

Understanding the cycle of investing may help you avoid easy pitfalls.

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